Underwriter II
Primary Location Oakland, California
Worker Location Remote
Job Number 1255161 Date posted 02/27/2024
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Description:
Anticipate key business, marketplace and competitor dynamics in developing and implementing strategies to optimize business results which include retention and growth targets while mitigating risk. Primary focus is on establishing the appropriate rate and conditions of offering to achieve revenue, membership and margin goals. Additionally, processes and policies are managed to support optimal customer service while collaborating with Sales/Account Management partners to optimize business opportunities and effective solutions.
Job Summary:
Anticipate key business, marketplace and competitor dynamics in developing and implementing strategies to optimize business results which include retention and growth targets while mitigating risk. Primary focus is on establishing the appropriate rate and conditions of offering to achieve revenue, membership and margin goals. Additionally, processes and policies are managed to support optimal customer service while collaborating with Sales/Account Management partners to optimize business opportunities and effective solutions.
Essential Responsibilities:
- Establish effective business relationships with Sales and Account Management to execute a business plan that optimizes our opportunities across a book of business.
- Produce accurate quotes in compliance with Underwriting and authority guidelines and state and federal laws for existing and prospective business.
- Develop and execute account and/or book of business plans to ensure attainment of goals.
- Lead peer review to ensure accuracy and appropriateness of quote.
- Manage business processes and policies that support for all job levels particularly in areas of rate actions, benefit structure, customer engagements, etc.
- Meets established department turn around goals by balancing deadlines.
- Implement new and existing policies, procedures, and methodology.
- Implement continuous quality improvement programs.
- Strategize with internal customers on implications of decisions on business outcomes.
- Position Underwriting is an integral partner in the creation of effective business solutions.
- Establish relationships with Sales/Account Management to enhance business potential with purchasers, brokers and consultants.
- Develop solutions that increase credibility withcustomers and Sales/Account Management and external customers.
- Acquire and exhibit knowledge of the external business environment to add value.
Minimum Qualifications:
- Minimum one (1) year experience in rating, underwriting, or performing analysis work.
- Bachelors degree required in business administration, health care administration, mathematics, statistics, or related degree OR four (4) years experience in rating, underwriting or a directly related field.
Additional Requirements:
- Proficiency in computer and analytic skills.
- Experience creating client presentations using Microsoft Office programs and use of client databases.
- Experience using effective written and verbal communication skills.
- Demonstrated problem-solving skills, particularly financial and statistical.
- Ability to interpret client-specific data to analyze underlying causes of significant changes in demographics and utilization.
- Proficiency and understanding of trends in the insurance industry and the practices of competitive carriers.
- Ability to adjust conflicting priorities to meet or exceed established department turnaround goals.
Primary Location: California,Oakland,1800 Harrison
Scheduled Weekly Hours: 40
Shift: Day
Workdays: Mon, Tue, Wed, Thu, Fri
Working Hours Start: 08:00 AM
Working Hours End: 05:00 PM
Job Schedule: Full-time
Job Type: Standard
Worker Location: Remote
Employee Status: Regular
Employee Group/Union Affiliation: NUE-PO-01|NUE|Non Union Employee
Job Level: Individual Contributor
Department: Po/Ho Corp - Pricing-Rates - 7016
Pay Range: $75100 - $97130 / year
The ranges posted above reflect the location in the job posting. The salary range may vary if you reside in a different location or state than the location posted.
Travel: No
Remote: Work location is the remote workplace (from home) within KP authorized states.
Worker location must align with Kaiser Permanente's Authorized States policy.
At Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.
Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status. Submit Interest
Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status. Submit Interest
