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Senior Underwriter

Primary Location San Jose, California Worker Location Remote Job Number 1266070 Date posted 06/11/2024
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Although currently fully remote, we are planning to meet customers face to face, and it will be beneficial to be based in the Santa Clara County area in Northern California. 

Job Summary:

Anticipate key business, marketplace and competitor dynamics in developing and implementing strategies to optimize business results which include retention and growth targets while mitigating risk. Primary focus is on establishing the appropriate rate and conditions of offering to achieve revenue, membership and margin goals. Additionally, processes and policies are managed to support optimal customer service while collaborating with Sales/Account Management partners to optimize business opportunities and effective solutions.

Essential Responsibilities:

  • Partner with Sales and Account Management to create and execute a business plan that optimizes our opportunities across book of business.

  • Produce accurate quotes in compliance with Underwriting & authority guidelines and state & federal laws for existing and prospective business.

  • Develop and execute account and/or book of business plans to ensure attainment of goals with more focus on complex cases.

  • Lead peer review including the most complex cases to ensure accuracy & appropriateness of quote.

  • Manage business processes and policies that support for all job levels particularly in areas of rate actions, benefit structure, customer engagements, etc.

  • Meets established department turn around goals by balancing deadlines.

  • Recommend and implement new and existing policies, procedures, and methodology.

  • Recommend and implement continuous quality improvement programs.

  • Strategize with internal customers on implications of decisions on business outcomes.

  • Ensure Underwriting is an integral partner in the creation of effective business solutions.

  • Establish relationships with Sales/Account Management that optimizes business potential with purchasers, brokers & consultants.

  • Develop creative solutions that increase credibility with customers & Sales/Account Management and external customers.

  • Acquire & exhibit knowledge of the external business environment to add value.

Minimum Qualifications:

  • Minimum two (2) years experience in rating, underwriting, marketplace evaluations, and/or financial analysis in a managed care environment.

  • Bachelors degree required in business administration, health care administration, mathematics, statistics, or related degree OR four (4) years of experience in rating, underwriting, marketplace evaluations, and/or financial analysis in a managed care environment.

Additional Requirements:

  • Proficiency in computer and analytic skills.

  • Experience creating client presentations using Microsoft Office programs and use of client databases.

  • Experience using effective verbal and written communication skills.

  • Demonstrated customer service skills with the ability to articulate and respond to highly complex issues.

  • Experience in interpersonal, presentation, and persuasion skills.

  • Experienced in meeting individual business objectives.

  • Proficiency and understanding of underwriting processes, healthcare products, and contracts.

  • Previous experience with employee group benefits.

Eligible for referral bonus per Wendy Sack

Primary Location: California,San Jose,San Jose 50 Great Oaks Scheduled Weekly Hours: 40 Shift: Day Workdays: Mon, Tue, Wed, Thu, Fri Working Hours Start: 08:00 AM Working Hours End: 05:00 PM Job Schedule: Full-time Job Type: Standard Worker Location: Remote Employee Status: Regular Employee Group/Union Affiliation: NUE-PO-01|NUE|Non Union Employee Job Level: Individual Contributor Department: Po/Ho Corp - Pricing-Rates - 7016 Pay Range: $96300 - $124520 / year The ranges posted above reflect the location in the job posting. The salary range may vary if you reside in a different location or state than the location posted. Travel: Yes, 10 % of the Time Remote: Work location is the remote workplace (from home) within KP authorized states. Worker location must align with Kaiser Permanente's Authorized States policy. At Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.

Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status. Submit Interest